From the shores of Lake Michigan to the heart of the city, Chicago is considered by many to be a great place to live and work. But how much does it cost to live in this Midwest city?
- Windy City Air Conditioning & Heating Chicago
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- Chicago Air Conditioning Repair
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- Air Conditioning Repair In Chicago
- Cost Of Living In Chicago| Common
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With a population of nearly three million, Chicago is the third largest city in the United States, behind New York City and Los Angeles. Chicago is known for its cuisine (especially Chicago-style pizza and hot dogs), architecture, museums, and sports fans. Read on for a detailed look at the cost of living in Chicago, and how the city compares to other cities in the West and Midwest.
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If you want to move to Chicago, the cost of living and the average salary may be too much for you. High and low income earners fall under the “median” income, so the median income is a measure of how much someone earns in Chicago. The median income represents the 50th percentile of income, meaning that half of Chicago residents earn the highest income and half below that amount.
According to the U.S. Census Bureau, the median home price in Chicago is $61,811. However, household income applies to all household workers, so it can be more than one person. Individuals who move alone may find it useful to look at income among “non-family households”, singles or unrelated people (such as cohabitants). The median income for single family households in Chicago is $45,180.
Housing can be a big part of your budget when you move to Chicago. Home prices vary based on factors such as neighborhood, size of house or apartment, and special features such as a garage or gym.
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Chicago is known for housing affordability compared to many metro areas to the east and west, such as New York or San Francisco. However, some young professionals may choose to shorten their life in Chicago by leaving an apartment or house with roommates.
Data from the Housing Rent Index shows that the average price in Chicago is $1,605 for studio apartments, $2,043 for one-bedroom apartments, and $2,520 for two-bedroom apartments.
Other initial expenses you’ll want to plan for when renting an apartment include moving expenses, application fees, pet fees, and security deposits.
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According to Zillow’s home value index, the median home value in Chicago in November 2021 is $301,000,000, which is lower than the national average. As with renting, you can expect the price to vary depending on the location, size, and quality of the home. In general, Chicago zip codes that are farther from the ocean or farther from the downtown area have higher home values, while zip codes that are located in the central area, on or water with a higher home value. For example, the zip code near North Waterfront has a Zillow home value of $584,000,000 while the more rural area of Dunning has a Zillow home value of $218,000.
Remember, in addition to your monthly payment and mortgage, you must also factor in closing costs, home or condo fees, and property taxes when creating your budget.
Chicago experiences four seasons, with mild winters and hot summers. So, you may want to turn down the heat and air in the warmer months. Together, you can pay about $160 a month for Chicago utilities, including electricity, heating, cooling, water, and garbage. Larger units cost more, but smaller units cost more.
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You can get a basic internet package in Chicago for $20 a month, but for high speed expect to spend $50 to $80 a month. Single cell phone plans can range from $30 to $90 per month depending on data usage. If you want to add cable to your list of services, it will likely run you between $30 and $80 per month depending on your plan. If you want to have streaming services like Netflix or Spotify, keep in mind that Chicago imposes a 9% tax on “electronic entertainment” including streaming services.
If you live with a roommate, you can keep some of these useful tools. You can also check with the landlord to see if there is a workaround for the rent. Many service providers offer comprehensive plans for phone, TV, and Internet, which can lower your overall bill.
Trying to fund living expenses in Chicago? Start with your U.S. tax return. to determine your after-tax income.
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Chicago is a big city, but that doesn’t mean it’s difficult to get around. Whether you want to go to work or get around town on the weekend, these are some of the expenses you can afford.
Although Chicago is pedestrian-friendly and has a public transportation system, many residents still choose to own a car. Monthly car payments, maintenance costs, and car insurance vary from person to person, but there are some extras to keep in mind that are unique to Chicago. For example, all residents who own or use a vehicle in Chicago must purchase a City of Chicago Sticker. Fees vary by vehicle type and size, but range from $50 per year for a motorcycle to $500 per year for a car or truck weighing 16,001 pounds or more. The City of Chicago car park offers free parking.
Street parking is limited, so be prepared to budget for parking. According to ParkChicago, hourly parking rates range from $2.25 to $7.00 depending on the area. If your house or apartment does not have a parking space or a parking space, you may want to buy a parking space. The average monthly parking fee in Chicago is $190, according to digital parking marketplace SpotHero.
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Finally, your car needs fuel. According to AAA, the current price of gas in Chicago (as of December 2021) is $3.82 per gallon for the season and $4.66 for the premium — above the national average.
Although you can choose to have a car in Chicago, you can also use public transportation. The Chicago Transit Authority (CTA) is the second largest public transportation system in the United States, after New York City’s MTA. The CTA operates buses and trains known as the “L” in downtown Chicago. If you want to get around the Chicago suburbs, Pace buses are another option.
The average fare to travel to Chicago is $2.50 on the L train or $2.25 on the Pace bus. Discounted rates are also available for students, seniors, the poor, and people with disabilities. However, it’s cheaper to get a multi-day Ventra Card, a transit pass that can be used on the CTA and Pace.
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Note that the previous price for a 30-day CTA Pass was $105, but it was recently lowered to include more rides.
Divvy is the leading bike sharing program in the city. The Chicago membership fee for Divvy is $9 per month or $108 per year. Other options include a day pass for $15 or a 30-minute one-way trip for $3.30.
Chicago residents can also use rideshare services like Uber and Lyft, in addition to taxes. Prices for each trip vary depending on distance, distance, and requirements.
Cost Of Living In Chicago| Common
Union Station is home to Amtrak and Metra trains, which connect Chicago and its suburbs. The Chicago Greyhound bus station is about four minutes from Union Station. For domestic and international travel, Chicago is home to O’Hare Airport.
From deep dish pizza and Chicago-style hot dogs to fine dining, Chi-Town has great dining options. But be aware that the city imposes a 0.5% restaurant tax on top of the sales tax when you eat. Dinner
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